Deposit Rates

All rates are subject to change at any time without prior notice. For more information, please call (617) 387-5110.

Last Update:  3/27/2025 8:00 a.m.

¹The disclosed APY assumes the interest remains on deposit for the term of the time deposit. Rates subject to change without notice. A penalty may be imposed for withdrawal(s) before maturity. Other terms and rates available.

²With the current "step-up" feature, you have the one-time option to change the rate on your account for the remainder of its original term to the current rate. The current rate is defined as the rate being offered by the Bank (at the time you exercise your option) on the CD's with the same term as the original term of your account or, if not available, the 24 Month Certificate of Deposit. Signature Banking Customers: Please be reminded that when you exercise an option, the 0.10% added benefit does not apply. This only applies to new or rollover CD's. If you renew your account, you may retain the "step-up" option for the renewed account at the term identified in this disclosure, only if the "step-up" feature is being offered on that particular term account at the time of renewal. Please inquire at the time of renewal. Minimum deposit to open the CD and obtain the APY is $500.

³With the current double-play "step-up" feature, you have the option to change the rate on your account on two occasions during the original term of the certificate of deposit. If you decide to exercise this option, the rate will change to the current rate. The current rate is defined as the rate being offered by the bank (at the time you exercise your option) on the CD's with the same term as the original term of your account. Signature Banking Customers: Please be reminded that when you exercise an option, the 0.10% added benefit does not apply. This only applies with new or rollover CD's. If you renew your account, you may retain the "step-up" option for the renewed account at the term identified above, only if the "step-up" feature is being offered on that particular term account at the time of renewal. Minimum deposit to open the CD and obtain the APY is $500. Please inquire at time of renewal.

⁵The 6-10 Month CD Special accounts are available during a special promotion period only.  Minimum deposit is $10,000.   A penalty will be imposed for withdrawals before maturity. Rates may vary and are subject to change without notice.  CDs will automatically renew at a 12-month term at the regular 12-month CD rate being offered by the Bank at the time of renewal. Other terms and rates available.  

⁶The 16 Month Certificate of Deposit Special accounts are available during a special promotion period only. Minimum deposit is $10,000.  For Eagle Bank transfers, a minimum deposit of $10,000  of new money is required.  A penalty will be imposed for withdrawals before maturity. Rates may vary and are subject to change without notice. Minimum balance to open the CD and earn the APY is $10,000 new money required.  CDs will automatically renew at a 12-month term at the regular 12-month CD rate being offered by the Bank at the time of renewal. Other terms and rates available.

⁷The Elite Guaranteed Money Market is available to newly deposited funds to Eagle Bank. Minimum balance to open the the Elite Guaranteed Money Market account is $20,000.00. For Eagle Bank transfers, a minimum of $20,000.00 of new money is required. APY is guaranteed for three (3) months, afterer which time it is variable and subject to change without notice. If the account balance drops below $20,000.00, the interest rate and APY revert to 0%. Fees may reduce the earnings on this account. Offer may be withdrawn at any time.

Signature Banking Customers periodically are offered special CD rates and automatically receive an increase of 0.10% on all new and renewed CDs.  Combo CDs are offered to those customers who have an existing Eagle Bank Checking Account.  This does not apply to the Special 6-15 month CD/IRA.

*Variable Interest - This means that the rate may change after the account is opened.#Fees could reduce earnings on your account. Please refer to the Deposit Account Fee Schedule - Personal Accounts.

All rates are set by Management of the Bank based on current money market conditions. Rates are subject to change without prior notice.

The first $250,000.00 per depositor is insured by the Federal Deosit Insurance Corporation (FDIC); all deposits above this amount are insured by the Depositors Insurance Fund (DIF)

Withdrawals on certificates prior to maturity are not usually permitted by Eagle Bank. If a withdrawal should be allowed, a penalty may be imposed for early withdrawals before maturity.

Annual Percentage Yield assumes interest remains on deposit. Withdrawal of interest will reduce earnings.

Signature Banking customers periodically are offered special CD rates and automatically receive an increase of 0.10% on all new and renewed CDs. Combo CDs are offered to those customers who have an existing Eagle Bank checking account.