Commercial Loan Officer
Kennebunk, Full-time
Summary
Develops, negotiates terms, recommends, and services commercial loan and account business in support of the Bank’s loan production and asset quality goals and objectives. Generates and maintains a profitable client base and network of referrals for business development. Minimum five years’ commercial loan origination experience.
- Originates commercial loans in accordance with budgeted goals and objectives.
- Makes commercial loan decisions within assigned limits and makes recommendations to the Chief Loan Officer and President/C.E.O. for approval.
- Conducts business development activities. Establishes relationships with local professionals and makes calls on area businesses with Business Development Officers.
- Services existing banking relationships as account officer, e.g. ensures receipt of updated financial statements, follows up on customer needs, and makes visits to customer sites as warranted. Ensures documentation files are complete.
- Monitors loan status of assigned accounts annually to determine any changes in financial condition or business climate.
- Coordinates loan workout, collection and OREO activities for assigned accounts.
- Utilizes the Bank’s information systems to track/communicate business development activities, referrals and prospects.
- Monitors competitor’s products and services, and provides input for new product/service development.
- Monitors ongoing trends and developments in banking, commercial lending, various business-related industries, and the economy.
- Represents the Bank through visible leadership involvement in various community, civic and industry related activities. Pursues CRA-related endeavors.
Position Specific Requirements
- High School diploma required; Bachelor’s Degree in Business, Accounting or Finance preferred.
- Minimum five years’ bank lending experience required; commercial loan origination preferred.
- Proven sales, networking, relationship building, organizational, decision-making, detail orientation, multi-tasking, planning, time management, analytical, problem-solving, negotiation, interpersonal, follow-through, public speaking, and presentation skills required.
- Ability to practically apply lending/credit mathematics principles/concepts, etc. required.
The above statements are intended to describe the general nature and level of work being performed by people assigned to do this job. The above is not intended to be an exhaustive list of all responsibilities and duties required.
*External and internal applicants, as well as position incumbents who become disabled as defined under the Americans with Disabilities Act must be able to perform the essential job functions (as listed) either unaided or with the assistance of a reasonable accommodation to be determined by management on a case by case basis. EOE/AA/M/F/Vet/Disability
About Working at Eagle Bank
We are a thriving, independent community bank, fully immersed in the evolution of a brand culture that is rooted in the heart of our organization. Together, we stand united in the knowledge that we are people who want to make a difference and be part of something bigger than ourselves. We do this through demonstrated:
- Passion and Drive
- Highly motivated professionals driven to succeed
- Shared Vision and Thinking
- Unwavering commitment to collaboration
- Focus and Performance
We expect the highest performance level from ourselves and our coworkers, and we hold each other accountable in our pursuit of this expectation.
We encourage and support continued learning to help us grow as individuals, personally and professionally. We foster and create opportunities for our continued success, recognizing and rewarding all those who make it possible.
We’re looking for qualified candidates who are authentic, optimistic, respectful, and inspire belief to stand united with us as a valued member of the Eagle Bank team.