Business Loan Products
Local businesses are the backbone of our communities, and we’re proud to support their growth. Whether you’re purchasing property, expanding operations, or financing equipment, Eagle Bank offers flexible lending solutions designed to move business forward. Our experienced Commercial Loan Officers work closely with you to understand your goals, tailor the right financing, and provide efficient decision-making every step of the way. Together, we go further.
current rates
Our Loan Solutions
| Commercial Real Estate Mortgages | Land Development Revolving Line of Credit | Business Line of Credit | Business Term Loan | |
|---|---|---|---|---|
|
Overview |
Finance or refinance the properties with competitive rates, clear terms, and decisions made with a team that understands your business. |
Flexible financing designed for builders and developers — from acquisition to construction. Our Commercial Loan Officers bring decades of experience helping projects succeed from the ground up. |
Support your working capital and cash flow needs with flexible, revolving access to funds that are ready when opportunity arises. |
Fuel long-term growth with financing for equipment, improvements, or expansion — tailored to your specific business needs. |
|
Purpose |
Acquire or refinance commercial property (retail, industrial, office, mixed-use, or multi-family) |
Finance acquisition, infrastructure, and construction costs for residential or commercial projects intended for resale |
Short-term working capital or inventory purchases |
Equipment purchases, capital improvements, or refinancing existing debt |
|
Loan Amount |
$100,000 to $5,500,000 |
$100,000 to $5,500,000 |
$50,000 to $1,000,000 |
$25,000 to $1,000,000+ |
|
Term/Maturity |
Up to 20-year term / up to 25-year amortization |
Up to 2 years |
Demand (annual review) |
Up to 7 years |
|
Interest Rate |
Variable (based on the 5-year Federal Home Loan Bank Classic Advance Rate plus a margin); fixed rates available at approval |
Variable (based on the Wall Street Journal Prime Rate plus a margin) |
Variable (based on the Wall Street Journal Prime Rate plus a margin) |
Variable (based on the Wall Street Journal Prime Rate plus a margin); fixed rates available at approval |
|
Funding Access |
Funds available at closing |
Advances made following satisfactory site inspections |
Advances made directly to your Eagle Bank business checking account |
Funds available at closing |
|
Payments |
Principal and interest amortized over the loan term; automatic payment option from an Eagle Bank checking account |
Interest-only monthly; principal paydowns aligned with lot or unit release schedule; automatic payment feature available |
Interest-only monthly; principal paid at borrower’s discretion or on demand |
Principal and interest amortized over loan term; automatic payment feature available |
|
Collateral |
First mortgage on commercial property |
First mortgage on land to be developed and improvements constructed |
First lien on business assets and/or liquid collateral |
First lien on business assets and/or liquid collateral |
|
Guarantee |
Required from each borrower/owner |
Required from each borrower/owner |
Required from each borrower/owner |
Required from each borrower/owner |
|
Costs |
Vary based on property type, loan size, and complexity; includes an origination fee |
Vary based on project complexity and loan amount; includes an origination fee |
Closing costs vary by transaction complexity; annual facility fee of 1% |
Closing costs vary by transaction complexity |
Why Borrow with Eagle Bank?
Local Decision-Making
Faster answers from lenders who know the area
Tailored Solutions
Financing tailored to your business model, cash flow, and goals
Relationship-Driven
More than just lenders, we’re long-term partners in your success